How do I find a court-approved debtor education provider in my area of California to get my discharge?

To find a court-approved debtor education provider, you must use the official list maintained by the U.S. Trustee Program. Only providers on this list can issue the certificate required for your bankruptcy discharge. Here is how to find a provider and complete the process: Step 1: Visit the U.S. Trustee Program Website Go to the official website for the U.S. Trustee Program, which is part of the Department of Justice (justice.gov/ust). This is the only official source for approved providers. Step 2: Locate the Debtor Education List On the website, find the section for "Credit Counseling & Debtor Education." Be sure to select the list for "Approved Debtor Education Providers." This is a different course and list from the credit counseling you took before filing bankruptcy. Step 3: Filter the List for California The website tool allows you to search for providers approved to operate in California. Many providers offer courses online or by phone, so you are not limited to one physically located in your city. You can choose any provider approved for the judicial district where you filed your case. Step 4: Complete the Course and Pay the Fee Choose a provider from the list and register for the course. The fee is typically low, often between $15 and $50. If you cannot afford the fee, ask the provider about a fee waiver before you start. The course itself usually takes about two hours to complete. Step 5: File Your Certificate of Completion (Form 423) After you finish the course, the provider will issue a Certificate of Completion (Official Form 423). Most providers will file this form directly with the bankruptcy court for you. However, you are ultimately responsible for ensuring it is filed on time. Confirm with the provider that they will file it and follow up with the court to verify. Important details and nuances: You must take this debtor education course after you file your bankruptcy petition. The deadline to file the certificate is critical. In a Chapter 7 case, it must be filed no later than 60 days after the first date set for your meeting of creditors. In a Chapter 13 case, it must be filed before you make your final plan payment. Warnings and limitations: Do not use a provider that is not on the U.S. Trustee's approved list. If you do, the court will not accept your certificate, and your debts will not be discharged. Failure to meet the filing deadline can result in your case being closed without a discharge, forcing you to pay a fee to reopen it and complete the requirement. This is general information and does not constitute legal advice. For complex situations, consult with a qualified California bankruptcy attorney.