How does an undocumented young adult aged 19-25 apply for full-scope Medi-Cal coverage in California?
Undocumented young adults aged 19 through 25 can receive full-scope Medi-Cal in California if they meet income and residency requirements. This eligibility is based on a state-funded expansion program, not federal law.
Here is how to apply:
Step 1: Gather Your Documents
Collect documents that prove your identity, age, income, and California address. You do not need immigration documents or a Social Security Number. Examples include a foreign passport or birth certificate for identity and age, recent pay stubs for income, and a utility bill or rental agreement for your address.
Step 2: Choose Your Application Method
You can apply in several ways. The most common methods are online through the Covered California website (www.coveredca.com), which handles Medi-Cal applications, or in person at your local county human services agency. You can also apply by mail or phone.
Step 3: Complete the Application
Fill out the application form (Form SAWS 2 Plus) completely and honestly. You must list your income and the number of people in your household. You do not have to provide a Social Security Number if you do not have one. The information you provide is confidential and cannot be used for immigration enforcement.
Step 4: Submit and Follow Up
Submit your completed application. The county has up to 45 days to process it and send you a "Notice of Action" (NOA) by mail. This letter will tell you if your application was approved or denied. If approved, your coverage typically starts on the first day of the month in which you applied.
Important Considerations:
Your eligibility is primarily based on your household income falling at or below 138% of the Federal Poverty Level. Full-scope Medi-Cal includes doctor visits, hospital care, prescriptions, mental health services, and more, not just emergency services.
Warnings and Limitations:
This specific full-scope coverage ends on your 26th birthday. After turning 26, you may only be eligible for restricted-scope (emergency) Medi-Cal unless your immigration status changes or state law is further expanded. You must report any changes to your income or address to the county within 10 days.
This is general information and does not constitute legal advice. For complex situations, consult with a qualified California attorney or an authorized enrollment navigator.
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Disclaimer:
This information is for general guidance only and should not be considered as legal advice. Please consult with a qualified attorney for specific legal matters.
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Updated: August 14, 2025
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