What documents can I use to obtain auto insurance under California's AB 60 law if I am an undocumented resident?

To obtain auto insurance with an AB 60 license, the primary document you need is the license itself. California law specifically prohibits insurance companies from denying you coverage or charging you more simply because you have an AB 60 license. Here are the steps to get auto insurance: Step 1: Get Your AB 60 Driver's License Before you can get insurance, you must have a valid California AB 60 driver's license. To get one, visit a California Department of Motor Vehicles (DMV) office. You will need to provide documents proving your identity (such as a foreign passport or consular ID card) and your California residency (such as a utility bill or lease agreement). Step 2: Collect Your Vehicle Information Gather the necessary details for the vehicle you want to insure. You will need the Vehicle Identification Number (VIN), which is usually found on the dashboard or the driver's side door jamb, as well as the vehicle's make, model, and year. Step 3: Shop for Insurance Quotes Contact multiple insurance companies or an independent insurance agent to compare prices. When they ask for your driver's license information, provide them with your AB 60 license number. You are not required to provide a Social Security Number to get a quote or a policy. Step 4: Provide Your Documents and Purchase a Policy Once you choose a provider, you will finalize the application using your AB 60 license and vehicle information. After you pay the premium, the company will provide you with proof of insurance, which you must keep in your vehicle at all times. Important details and nuances: While insurers cannot discriminate based on your AB 60 license, they will still use other lawful factors to set your rates. These include your driving record, your age, where you live, and the type of vehicle you drive. If you are income-eligible, you may also qualify for the California Low Cost Auto Insurance Program. Warnings and limitations: Driving without insurance in California is illegal and results in significant penalties, including fines and vehicle impoundment. If you believe an insurer has unfairly denied you coverage or charged you a higher rate because of your AB 60 license, you can file a complaint with the California Department of Insurance. Remember, an AB 60 license is only valid for driving and cannot be used for federal purposes, such as boarding a plane. This is general information and does not constitute legal advice. For complex situations, consult with a qualified California attorney.