What is the procedure for applying for SSI benefits for a disabled child in California?

The procedure for applying for a child's SSI benefits involves filing an application with the federal Social Security Administration (SSA), which then works with a California state agency to determine medical eligibility. Here is the step-by-step process: Step 1: Gather Required Documents and Information Before you apply, collect your child's birth certificate, Social Security number, and detailed medical records. This includes names and contact information for all doctors, therapists, hospitals, and clinics. Also gather school records, especially any Individualized Education Programs (IEPs) or special education evaluations. You will also need detailed information about your family's income and resources. Step 2: Start the Application Online Go to the Social Security Administration's website (ssa.gov) to begin the application. You will start by completing the online Child Disability Report. This report gathers extensive information about your child’s medical condition and how it affects their ability to function. Step 3: Complete the Application and Interview with SSA After you submit the online report, an SSA representative will contact you to schedule an interview, usually by phone. During this interview, they will help you complete the rest of the SSI application, focusing on the strict financial eligibility requirements. They will verify your family's income, bank accounts, and other resources. Step 4: Cooperate with California's Disability Determination Services (DDS) The SSA sends the medical portion of the claim to California's Disability Determination Services Division. A DDS examiner will review all the medical and school records. They may contact you or your child's doctors for more information or schedule a consultative medical exam (CE) for your child at no cost to you. You must cooperate with all requests from DDS. Important considerations: A child must meet both a medical test and a financial test. The medical test requires proving the child has a condition causing "marked and severe functional limitations" for at least 12 months. The financial test "deems" parental income and resources to the child, and the limits are very strict. If approved, California adds a State Supplementary Payment (SSP) to the federal SSI benefit. Note: Initial applications are frequently denied. If you receive a denial, you have 60 days to file an appeal. The process can be long and complex, so be prepared to follow up consistently. This is general information and does not constitute legal advice. For complex situations, you should consult with a qualified California attorney specializing in Social Security disability law.