What is the step-by-step process for transitioning from California's SDI to federal SSDI once my state benefits are exhausted?

To transition from California SDI to federal SSDI, you must proactively file a separate application for SSDI, as the two systems do not automatically connect. The process can be lengthy, so it is critical to apply for SSDI as soon as you believe your disability will last for 12 months or longer. Here is the step-by-step process for applying for SSDI while on SDI: Step 1: Apply for SSDI Immediately Do not wait for your SDI benefits to end. You should apply for Social Security Disability Insurance (SSDI) as soon as your doctor confirms your disability is expected to prevent you from working for at least one year. You can apply online at SSA.gov, by calling the Social Security Administration (SSA) at 1-800-772-1213, or by visiting a local SSA office. Step 2: Gather Required Documents Collect all necessary information before you apply. This includes your Social Security number, birth certificate, names and contact information for all doctors and medical facilities, a complete list of your medications, a summary of your work history for the past 15 years, and your most recent W-2 or federal tax return. Step 3: Inform the EDD of Your SSDI Application California's Employment Development Department (EDD), which manages SDI, may send you a form asking if you have applied for SSDI. You must complete and return this form to show you are pursuing long-term disability benefits, which can be a condition for receiving SDI benefits toward the end of your 52-week claim period. Step 4: Cooperate Fully with the SSA After you apply, the SSA will review your case. You must respond promptly to all their requests for information, complete required forms like the Adult Disability Report, and attend any medical examinations they schedule, known as consultative exams. Failure to cooperate can result in a denial of your claim. Important considerations: SDI and SSDI have different definitions of disability. SDI requires you to be unable to perform your regular and customary work. SSDI requires you to be unable to perform any substantial gainful activity due to a condition lasting or expected to last at least 12 months. Also, be aware of the five-month waiting period for SSDI; benefits do not start until the sixth full month of disability. Note: SSDI claims have a high initial denial rate. Do not be discouraged by a denial, as you have the right to appeal. The process is complex, and strict deadlines apply to appeals. Your SDI benefits will end after 52 weeks, regardless of the status of your SSDI application. This is general information and does not constitute legal advice. For complex situations or if your claim is denied, you should consult with a qualified California attorney specializing in Social Security disability law.