Who is legally responsible for paying for damages if my car is damaged by a valet or mechanic in California?

The valet company or auto shop is generally responsible for damages caused by their employee's negligence. This is because a "bailment for hire" is created, legally requiring them to use ordinary care to protect your property. Here is how to handle the situation: Step 1: Document the Damage Immediately Before you leave the premises, use your phone to take clear photos and videos of the new damage from multiple angles. Also, photograph the surrounding area. Note the exact date, time, and the name of the employee who handled your vehicle. Step 2: Report the Damage On-Site to Management Do not leave. Find the manager or supervisor on duty and show them the damage. Ask to fill out an incident or damage report. Insist on getting a copy of that report, along with the manager's name and contact information. Keep your valet ticket or repair work order. Step 3: Obtain a Written Repair Estimate Take your car to a reputable auto body shop (or two for comparison) to get a detailed, written estimate for the repairs. This document is essential evidence for the value of your claim. Step 4: File a Claim with the Business's Insurance Contact the business manager and formally request their liability insurance information (often called a "garage keeper's" policy). File a claim directly with their insurance carrier, providing them with your incident report, photos, and repair estimates. Step 5: Contact Your Own Insurance Company If the business refuses to provide its insurance information or its insurer denies the claim, you can file a claim under your own policy's collision coverage. You will have to pay your deductible, but your insurer will then pursue the business to recover all costs, including your deductible. Important Details and Nuances Under California Civil Code Section 1852, a business that takes possession of your car for a fee (a "bailee for hire") must exercise reasonable care. The business is also responsible for its employees' negligence under Civil Code Section 2338. Waivers printed on tickets or signs attempting to disclaim this responsibility are often unenforceable in court. Warnings and Limitations Acting quickly is critical. If you leave the property before documenting the damage, the business may claim it happened elsewhere. Keep all documents, including receipts, reports, and any written communication. If the damage is less than $12,500 and the business refuses to pay, you can sue them in California Small Claims Court. This is general information and does not constitute legal advice. For complex situations or significant damages, you should consult with a qualified California attorney.
Disclaimer: This information is for general guidance only and should not be considered as legal advice. Please consult with a qualified attorney for specific legal matters.
Views: 27
Updated: August 13, 2025
Auto Insurance

Everything about car insurance requirements in California

View All Questions
Related Questions
What are the step-by-step requirements to obtain minimum liability auto insurance in California?
To obtain minimum liability auto insurance in California, you must purchase a policy from a licensed...
How do I apply for California's Low Cost Auto Insurance Program and what are the eligibility requirements?
To apply for California's Low Cost Auto Insurance program, you must confirm you meet the income and ...
What steps must I take to get an SR-22 certificate filed with the California DMV after a driving offense?
To get an SR-22 certificate filed, you must purchase auto insurance from a company licensed in Calif...
How do I legally prove financial responsibility in California without purchasing a traditional insurance policy?
In California, you can legally prove financial responsibility without a traditional insurance policy...
What is the process for using my Uninsured Motorist coverage after being in a hit-and-run accident in California?
To use your Uninsured Motorist (UM) coverage for a hit-and-run in California, you must report the ac...